Pope County Community
Cash flow Survey
Statistical Report:
Financial
Services
Dr.
Jon Anderson, Associate Professor of Statistics
Dr.
Engin Sungur, Professor of Statistics
Technical
Report
mnstats.morris.umn.edu//pope/reportmainframe.html
University
of Minnesota, Morris
Statistics
Discipline
Morris,
MN 56267
5/14/02
Related
Survey Questions:
III. Financial Services
|
|
21.
Do you use these financial services and products? |
22. If yes, what
percentage of these financial services and products do you use from
institutions in Pope County? |
|
Checking account |
oYES oNO |
o0 o1-20 o21-40 o41-60 o61-80 o81-100 |
|
Savings account |
oYES
oNO |
o0 o1-20 o21-40 o41-60 o61-80 o81-100 |
|
Investments |
oYES oNO |
o0 o1-20 o21-40 o41-60 o61-80 o81-100 |
|
Home loan |
oYES oNO |
o0 o1-20 o21-40 o41-60 o61-80 o81-100 |
|
Consumer loan |
oYES oNO |
o0 o1-20 o21-40 o41-60 o61-80 o81-100 |
|
23. How important are
these factors in encouraging you to use more local financial services and
products: |
|
|
Ability to use credit cards |
Not Important o1 o2 o3 o4 o5 Very Important |
|
Ability to use cash machine |
o1 o2 o3 o4 o5 |
|
Drive up window |
o1 o2 o3 o4 o5 |
|
Electronic bill paying
banking |
o1 o2 o3 o4 o5 |
|
Debit cards |
o1 o2 o3 o4 o5 |
|
Electronic banking |
o1 o2 o3 o4 o5 |
|
Other (please specify) |
|
|
24. What could be better
about Pope County banking and financial services? |
|
|
Tables:
Financial
Services
„ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒ†
‚
‚ Do You Use These
‚
‚
‚ ‚ Products or ‚ ‚
‚
‚
Services?
‚
‚
‚
‡ƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒƒ‰ ‚
‚
‚ Yes ‚ No
‚Total‚
‚
‡ƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒ‰
‚
‚ Pct ‚ Pct
‚ N ‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒ‰
‚Checking Account
‚
95.5‚ 4.5‚ 246‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒ‰
‚Savings Account
‚
88.9‚
11.1‚ 244‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒ‰
‚Investments
‚
66.9‚
33.1‚ 239‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒ‰
‚Home Loan
‚
55.0‚
45.0‚ 238‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒ‰
‚Consumer Loan
‚
56.1‚
43.9‚ 237‚
Šƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒŒ
Financial
Services
„ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒ…ƒƒƒƒ†
‚
‚
Percentage Spent Locally
‚
‚ ‚
‚
‡ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ‰
‚ ‚
‚
‚
‚ ‚
‚ ‚
‚ 81- ‚ ‚ ‚
‚
‚Zero %=0‚1-20%=1 ‚21-40%=2‚41-60%=3‚61-80%=4‚
100%=5 ‚Total‚
‚
‚
‡ƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒ‰ ‚
‚
‚ Pct ‚ Pct
‚ Pct ‚ Pct
‚ Pct ‚ Pct
‚ N ‚MEAN‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒˆƒƒƒƒ‰
‚Checking
‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Account
‚
8.3‚
3.0‚
2.2‚
5.7‚
2.6‚
78.3‚ 230‚
4.3‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒˆƒƒƒƒ‰
‚Savings
Account‚
7.6‚ 3.8‚ 2.4‚ 3.8‚ 3.3‚ 79.1‚ 211‚ 4.3‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒˆƒƒƒƒ‰
‚Investments ‚ 28.2‚ 8.3‚ 3.8‚ 7.7‚ 12.8‚ 39.1‚ 156‚ 2.9‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒˆƒƒƒƒ‰
‚Home Loan ‚ 31.3‚ 3.9‚ 3.9‚ 3.9‚ 4.7‚ 52.3‚ 128‚ 3.0‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒˆƒƒƒƒ‰
‚Consumer Loan ‚ 15.9‚ 3.8‚ 0.8‚ 6.8‚ 10.6‚ 62.1‚ 132‚ 3.8‚
Šƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒ‹ƒƒƒƒŒ
Financial Services
„ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒ…ƒƒƒƒ†
‚
‚ Importance to Spend More
Locally ‚ ‚ ‚
‚
‡ƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒƒ‰ ‚ ‚
‚
‚ ‚Somewhat
‚ ‚
‚ ‚ ‚ ‚
‚
‚ Not ‚Unimport-‚
‚Somewhat ‚
Very ‚ ‚ ‚
‚
‚Important‚
ant ‚ Neutral
‚Important‚Important‚Total‚ ‚
‚
‡ƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒ‰ ‚
‚
‚ Pct ‚ Pct
‚ Pct ‚ Pct
‚ Pct ‚ N
‚MEAN‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒˆƒƒƒƒ‰
‚Ability to
use ‚
‚ ‚
‚
‚ ‚ ‚ ‚
‚credit
cards ‚ 24.9‚ 10.5‚ 21.9‚ 16.5‚ 26.2‚ 237‚ 3.1‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒˆƒƒƒƒ‰
‚Ability to
use ‚
‚ ‚
‚
‚ ‚ ‚ ‚
‚cash
machine ‚ 32.6‚ 6.7‚ 17.6‚ 16.7‚ 26.4‚ 239‚ 3.0‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒˆƒƒƒƒ‰
‚Drive up
window ‚
15.0‚
6.3‚
17.5‚
20.0‚
41.3‚ 240‚
3.7‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒˆƒƒƒƒ‰
‚Electronic bill ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚paying ‚ 39.4‚ 11.9‚ 20.3‚ 11.0‚ 17.4‚ 236‚ 2.6‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒˆƒƒƒƒ‰
‚Debit
cards
‚
39.6‚
10.2‚
20.4‚
10.6‚
19.1‚ 235‚
2.6‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒˆƒƒƒƒ‰
‚Electronic ‚ ‚
‚ ‚
‚ ‚ ‚ ‚
‚banking ‚ 37.2‚ 8.4‚ 22.6‚ 13.7‚ 18.1‚ 226‚ 2.7‚
Šƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒ‹ƒƒƒƒŒ
Checking Account
„ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒ…ƒƒƒƒ†
‚Demographics ‚
Percent Spent Locally
‚
‚ ‚
‚
‡ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ‰ ‚ ‚
‚
‚
‚ ‚
‚
‚ ‚
‚ 81- ‚ ‚ ‚
‚
‚Missing ‚Zero %=0‚1-20%=1 ‚21-40%=2‚41-60%=3‚61-80%=4‚
100%=5 ‚Total‚
‚
‚
‡ƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒ‰ ‚
‚
‚ Pct ‚ Pct
‚ Pct ‚ Pct
‚ Pct ‚ Pct
‚ Pct ‚ N
‚MEAN‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒˆƒƒƒƒ‰
‚Location of ‚ ‚
‚ ‚
‚ ‚
‚
‚
‚ ‚
‚Residence: ‚ ‚
‚ ‚
‚ ‚
‚
‚
‚ ‚
‚Missing ‚ .‚ .‚ 25.0‚
.‚
25.0‚
25.0‚
25.0‚
4‚ 3.3‚
‚Rural ‚ 3.1‚ 10.2‚ 3.9‚ 2.4‚ 4.7‚ 1.6‚ 74.0‚ 127‚ 4.1‚
‚In Town ‚ 1.0‚ 5.8‚ 1.0‚ 1.9‚ 5.8‚ 2.9‚ 81.7‚ 104‚ 4.5‚
‚Nearest City: ‚ ‚
‚ ‚
‚ ‚
‚ ‚ ‚ ‚
‚Missing ‚ .‚
.‚ .‚ .‚ 50.0‚
.‚
50.0‚
2‚ 4.0‚
‚Cyrus ‚ .‚ 45.5‚
.‚ .‚ 9.1‚ 9.1‚ 36.4‚
11‚ 2.5‚
‚Farwell ‚ .‚ 25.0‚
.‚ .‚
.‚ .‚ 75.0‚ 4‚ 3.8‚
‚Glenwood ‚ 1.9‚ 3.8‚ 3.8‚ 2.9‚ 6.7‚ 2.9‚ 77.9‚ 104‚ 4.4‚
‚Long Beach ‚ .‚
.‚
6.7‚ .‚ 6.7‚ .‚ 86.7‚ 15‚ 4.6‚
‚Lowry ‚ 5.9‚ 17.6‚
.‚
11.8‚ .‚
.‚
64.7‚ 17‚
3.7‚
‚Sedan ‚ .‚ 38.5‚
.‚ .‚ 7.7‚
.‚
53.8‚ 13‚
2.9‚
‚Starbuck ‚ 2.4‚ 2.4‚ 2.4‚ .‚ 2.4‚ 4.8‚ 85.7‚ 42‚ 4.7‚
‚Villard ‚ 4.0‚
.‚
4.0‚ .‚ 4.0‚
.‚
88.0‚ 25‚
4.8‚
‚Westport ‚ .‚
.‚ .‚ .‚
.‚ .‚ 100.0‚ 2‚ 5.0‚
‚Adults Employed‚
‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Outside Pope ‚ ‚
‚ ‚
‚ ‚
‚
‚
‚ ‚
‚County? ‚
‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Missing ‚ 3.1‚ 6.9‚ 1.5‚ 1.5‚ 5.3‚
.‚
81.7‚ 131‚
4.4‚
‚Yes
‚ .‚ 10.5‚ 3.9‚ 2.6‚ 3.9‚ 5.3‚ 73.7‚ 76‚ 4.1‚
‚No
‚ 3.6‚ 7.1‚ 7.1‚ 3.6‚ 10.7‚ 7.1‚ 60.7‚ 28‚ 3.9‚
‚12 to 18 Year ‚ ‚
‚ ‚
‚ ‚
‚ ‚ ‚ ‚
‚Olds in Family?‚
‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Yes
‚ .‚ 6.7‚ 2.9‚ 1.9‚ 2.9‚ 3.8‚ 81.7‚ 104‚ 4.4‚
‚No
‚
3.8‚
9.2‚
3.1‚
2.3‚
7.6‚
1.5‚
72.5‚ 131‚
4.2‚
‚Disposable ‚ ‚
‚ ‚
‚ ‚ ‚
‚
‚ ‚
‚Income: ‚
‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Missing ‚ 4.0‚ 8.0‚ 8.0‚ 4.0‚ 4.0‚
.‚
72.0‚ 25‚
4.0‚
‚$14 K or less ‚
11.8‚ 11.8‚
.‚ .‚ 5.9‚
.‚
70.6‚ 17‚
4.2‚
‚$15 K - $29 K ‚ 4.8‚ 11.9‚ 4.8‚ .‚ 2.4‚
.‚
76.2‚ 42‚
4.1‚
‚$30 K - $44 K ‚ .‚ 5.8‚ 2.9‚ 1.4‚ 5.8‚ 2.9‚ 81.2‚ 69‚ 4.4‚
‚$45 K - $59 K ‚ .‚ 9.8‚
.‚
2.4‚
4.9‚
4.9‚
78.0‚ 41‚
4.3‚
‚$60 K - $75 K ‚ .‚ 8.0‚
.‚
4.0‚
4.0‚
8.0‚
76.0‚ 25‚
4.3‚
‚$75 K or more ‚ .‚
.‚
6.3‚
6.3‚ 18.8‚ .‚ 68.8‚ 16‚ 4.2‚
Šƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒ‹ƒƒƒƒŒ
Savings Account
„ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒ…ƒƒƒƒ†
‚Demographics ‚
Percent Spent Locally
‚
‚ ‚
‚
‡ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ‰ ‚ ‚
‚ ‚
‚
‚ ‚
‚
‚ ‚ 81- ‚ ‚ ‚
‚
‚Missing ‚Zero %=0‚1-20%=1 ‚21-40%=2‚41-60%=3‚61-80%=4‚
100%=5 ‚Total‚
‚
‚
‡ƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒ‰ ‚
‚
‚ Pct ‚ Pct
‚ Pct ‚ Pct
‚ Pct ‚ Pct
‚ Pct ‚ N
‚MEAN‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒˆƒƒƒƒ‰
‚Location of ‚ ‚
‚ ‚
‚ ‚
‚ ‚ ‚ ‚
‚Residence: ‚ ‚
‚ ‚
‚ ‚
‚
‚
‚ ‚
‚Missing ‚ .‚
.‚
25.0‚ .‚
.‚
50.0‚
25.0‚
4‚ 3.5‚
‚Rural ‚ 3.4‚ 9.2‚ 3.4‚ 2.5‚ 5.0‚ 1.7‚ 74.8‚ 119‚ 4.2‚
‚In Town ‚ 2.1‚ 5.3‚ 3.2‚ 2.1‚ 2.1‚ 3.2‚ 81.9‚ 94‚ 4.5‚
‚Nearest City: ‚ ‚
‚ ‚
‚ ‚
‚ ‚ ‚ ‚
‚Missing ‚ .‚
.‚ .‚ .‚ 50.0‚
.‚
50.0‚
2‚ 4.0‚
‚Cyrus ‚ .‚ 40.0‚ 10.0‚ 10.0‚ 10.0‚
.‚
30.0‚ 10‚
2.1‚
‚Farwell ‚ .‚ 25.0‚
.‚ .‚
.‚ .‚ 75.0‚ 4‚ 3.8‚
‚Glenwood ‚ 3.1‚ 6.1‚ 2.0‚ 2.0‚ 2.0‚ 3.1‚ 81.6‚ 98‚ 4.5‚
‚Long Beach ‚ .‚
.‚
6.7‚ .‚
.‚
6.7‚
86.7‚ 15‚
4.7‚
‚Lowry ‚ 5.9‚ 11.8‚ 11.8‚ 5.9‚
.‚
5.9‚
58.8‚ 17‚
3.6‚
‚Sedan ‚ .‚ 25.0‚
.‚ .‚ 16.7‚
.‚
58.3‚ 12‚
3.4‚
‚Starbuck ‚ 2.9‚
.‚
2.9‚
2.9‚
2.9‚
5.7‚
82.9‚ 35‚
4.7‚
‚Villard ‚ 4.5‚
.‚
4.5‚ .‚ 4.5‚
.‚
86.4‚ 22‚
4.7‚
‚Westport ‚ .‚
.‚ .‚ .‚
.‚ .‚ 100.0‚ 2‚ 5.0‚
‚Adults Employed‚
‚ ‚
‚ ‚ ‚ ‚
‚
‚ ‚
‚Outside Pope ‚ ‚
‚ ‚
‚ ‚
‚
‚
‚ ‚
‚County? ‚
‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Missing ‚ 3.2‚ 4.8‚ 2.4‚ .‚ 2.4‚ 3.2‚ 84.0‚ 125‚ 4.6‚
‚Yes
‚
1.4‚
8.7‚
7.2‚
4.3‚
4.3‚
4.3‚
69.6‚ 69‚
4.0‚
‚No
‚
4.3‚
17.4‚ .‚ 8.7‚ 8.7‚
.‚
60.9‚ 23‚
3.6‚
‚12 to 18 Year ‚ ‚
‚ ‚
‚ ‚
‚ ‚ ‚ ‚
‚Olds in Family?‚
‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Yes
‚
1.0‚
4.0‚
3.0‚
4.0‚
4.0‚
2.0‚
82.0‚ 100‚
4.5‚
‚No
‚
4.3‚
10.3‚
4.3‚
0.9‚
3.4‚
4.3‚
72.6‚ 117‚
4.1‚
‚Disposable ‚ ‚
‚ ‚
‚ ‚
‚
‚
‚ ‚
‚Income: ‚
‚ ‚ ‚ ‚
‚ ‚
‚
‚ ‚
‚Missing ‚ 4.5‚ 9.1‚ 4.5‚ .‚
.‚ .‚ 81.8‚ 22‚ 4.3‚
‚$14 K or less ‚ 8.3‚ 16.7‚ .‚
.‚
.‚ .‚ 75.0‚ 12‚ 4.1‚
‚$15 K - $29 K ‚ 5.6‚ 8.3‚ 2.8‚ .‚ 5.6‚ 2.8‚ 75.0‚ 36‚ 4.3‚
‚$30 K - $44 K ‚ 1.5‚ 5.9‚ 4.4‚ 1.5‚ 1.5‚ 4.4‚ 80.9‚ 68‚ 4.4‚
‚$45 K - $59 K ‚ .‚ 7.7‚ 7.7‚
.‚
5.1‚
2.6‚ 76.9‚ 39‚ 4.2‚
‚$60 K - $75 K ‚ 3.8‚ 7.7‚ .‚ 11.5‚ 3.8‚ 3.8‚ 69.2‚ 26‚ 4.1‚
‚$75 K or more ‚ .‚
.‚ .‚ 7.1‚ 14.3‚ 7.1‚ 71.4‚ 14‚ 4.4‚
Šƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒ‹ƒƒƒƒŒ
Investments
„ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒ…ƒƒƒƒ†
‚Demographics ‚
Percent Spent Locally
‚
‚ ‚
‚
‡ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ‰ ‚ ‚
‚
‚
‚ ‚
‚
‚ ‚
‚ 81- ‚ ‚ ‚
‚
‚Missing ‚Zero %=0‚1-20%=1 ‚21-40%=2‚41-60%=3‚61-80%=4‚
100%=5 ‚Total‚
‚
‚
‡ƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒ‰ ‚
‚
‚ Pct ‚ Pct
‚ Pct ‚ Pct ‚
Pct ‚ Pct ‚
Pct ‚ N
‚MEAN‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒˆƒƒƒƒ‰
‚Location of ‚ ‚
‚ ‚
‚ ‚
‚
‚
‚ ‚
‚Residence: ‚ ‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Missing ‚ .‚
.‚ .‚ .‚
.‚ .‚ 100.0‚ 1‚ 5.0‚
‚Rural ‚ 2.3‚ 27.6‚ 10.3‚ 3.4‚ 9.2‚ 13.8‚ 33.3‚ 87‚ 2.7‚
‚In Town ‚ 2.8‚ 27.8‚ 5.6‚ 4.2‚ 5.6‚ 11.1‚ 43.1‚ 72‚ 3.0‚
‚Nearest City: ‚ ‚
‚ ‚
‚ ‚
‚ ‚ ‚ ‚
‚Missing ‚ .‚
.‚
50.0‚ .‚ .‚ .‚ 50.0‚ 2‚ 3.0‚
‚Cyrus ‚ .‚ 72.7‚ 9.1‚ .‚ 18.2‚
.‚ .‚ 11‚ 0.6‚
‚Farwell ‚ .‚ 50.0‚ 25.0‚ .‚
.‚ .‚ 25.0‚ 4‚ 1.5‚
‚Glenwood ‚ 2.9‚ 20.6‚ 8.8‚ 4.4‚ 5.9‚ 13.2‚ 44.1‚ 68‚ 3.2‚
‚Long Beach ‚ .‚ 22.2‚
.‚
11.1‚
11.1‚ .‚ 55.6‚ 9‚ 3.3‚
‚Lowry ‚ .‚ 45.5‚ 9.1‚ 9.1‚ 9.1‚
.‚
27.3‚ 11‚
1.9‚
‚Sedan ‚
.‚
22.2‚
11.1‚ .‚ 11.1‚ 11.1‚ 44.4‚ 9‚ 3.1‚
‚Starbuck ‚ 3.7‚ 14.8‚
.‚
3.7‚
3.7‚
18.5‚
55.6‚ 27‚
3.8‚
‚Villard ‚ 5.6‚ 38.9‚ 11.1‚ .‚ 11.1‚ 27.8‚ 5.6‚ 18‚ 1.9‚
‚Westport ‚ .‚
.‚ .‚ .‚
.‚ .‚ 100.0‚ 1‚ 5.0‚
‚Adults Employed‚
‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Outside Pope ‚ ‚
‚ ‚
‚ ‚
‚ ‚ ‚ ‚
‚County? ‚
‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Missing ‚ 2.2‚ 20.7‚ 7.6‚ 4.3‚ 5.4‚ 14.1‚ 45.7‚ 92‚ 3.2‚
‚Yes ‚ 2.0‚ 42.9‚ 10.2‚ 2.0‚ 10.2‚ 10.2‚ 22.4‚ 49‚ 2.0‚
‚No
‚
5.3‚
21.1‚
5.3‚
5.3‚
10.5‚
10.5‚
42.1‚ 19‚
3.2‚
‚12 to 18 Year ‚ ‚
‚ ‚
‚ ‚
‚ ‚ ‚ ‚
‚Olds in Family?‚
‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Yes
‚
1.4‚
28.2‚
9.9‚
2.8‚
7.0‚
8.5‚
42.3‚ 71‚
2.9‚
‚No
‚
3.4‚
27.0‚
6.7‚ 4.5‚ 7.9‚ 15.7‚ 34.8‚ 89‚ 2.9‚
‚Disposable ‚ ‚
‚ ‚
‚ ‚
‚
‚
‚ ‚
‚Income: ‚
‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Missing ‚ 5.6‚ 22.2‚ 11.1‚
.‚
5.6‚
16.7‚
38.9‚ 18‚
3.1‚
‚$14 K or less ‚ .‚
.‚ .‚
.‚
.‚
50.0‚
50.0‚
2‚ 4.5‚
‚$15 K - $29 K ‚ 3.7‚ 29.6‚ 14.8‚ .‚ 11.1‚ 18.5‚ 22.2‚ 27‚ 2.4‚
‚$30 K - $44 K ‚ .‚ 28.3‚ 6.5‚ 6.5‚ 8.7‚ 4.3‚ 45.7‚ 46‚ 2.9‚
‚$45 K - $59 K ‚ 6.1‚ 33.3‚ 3.0‚ .‚ 3.0‚ 6.1‚ 48.5‚ 33‚ 3.0‚
‚$60 K - $75 K ‚ .‚ 22.7‚ 13.6‚ 9.1‚ 9.1‚ 18.2‚ 27.3‚ 22‚ 2.7‚
‚$75 K or more ‚ .‚ 25.0‚
.‚
8.3‚
8.3‚
25.0‚
33.3‚ 12‚
3.1‚
Šƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒ‹ƒƒƒƒŒ
Home
Loan Services
„ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒ…ƒƒƒƒ†
‚Demographics ‚
Percent Spent Locally
‚
‚ ‚
‚
‡ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ‰ ‚ ‚
‚
‚
‚ ‚
‚
‚ ‚
‚ 81- ‚ ‚ ‚
‚
‚Missing ‚Zero %=0‚1-20%=1 ‚21-40%=2‚41-60%=3‚61-80%=4‚
100%=5 ‚Total‚
‚
‚
‡ƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒ‰ ‚
‚
‚ Pct ‚ Pct
‚ Pct ‚ Pct
‚ Pct ‚ Pct
‚ Pct ‚ N
‚MEAN‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒˆƒƒƒƒ‰
‚Location of ‚ ‚
‚ ‚
‚ ‚
‚
‚
‚ ‚
‚Residence: ‚ ‚
‚ ‚
‚ ‚
‚
‚
‚ ‚
‚Missing ‚ .‚
.‚ .‚ .‚
.‚
100.0‚ .‚ 1‚ 4.0‚
‚Rural ‚ 1.5‚ 32.4‚ 4.4‚ 2.9‚ 2.9‚ 4.4‚ 51.5‚ 68‚ 3.0‚
‚In Town ‚ 3.2‚ 29.0‚ 3.2‚ 4.8‚ 4.8‚ 3.2‚ 51.6‚ 62‚ 3.1‚
‚Nearest City: ‚ ‚
‚ ‚
‚ ‚
‚ ‚ ‚ ‚
‚Cyrus ‚ .‚ 87.5‚
.‚ .‚ 12.5‚
.‚ .‚ 8‚ 0.4‚
‚Farwell ‚ .‚ .‚ .‚
.‚ .‚
.‚
100.0‚
2‚ 5.0‚
‚Glenwood ‚ 5.2‚ 22.4‚ 5.2‚ 3.4‚ 3.4‚ 5.2‚ 55.2‚ 58‚ 3.4‚
‚Long Beach ‚ .‚ 25.0‚
.‚
12.5‚ .‚ 12.5‚ 50.0‚ 8‚ 3.3‚
‚Lowry ‚
.‚
44.4‚
11.1‚ .‚ 11.1‚
.‚
33.3‚
9‚ 2.1‚
‚Sedan ‚ .‚ 57.1‚
.‚ .‚ 14.3‚
.‚
28.6‚
7‚ 1.9‚
‚Starbuck ‚ .‚ 20.0‚ 4.0‚ 8.0‚
.‚
4.0‚ 64.0‚ 25‚ 3.6‚
‚Villard ‚ .‚ 41.7‚
.‚ .‚
.‚
8.3‚
50.0‚ 12‚
2.8‚
‚Westport ‚ .‚
.‚ .‚ .‚
.‚ .‚ 100.0‚ 2‚ 5.0‚
‚Adults Employed‚
‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Outside Pope ‚ ‚
‚ ‚
‚ ‚
‚
‚
‚ ‚
‚County? ‚
‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Missing ‚ 4.1‚ 23.0‚ 5.4‚ 5.4‚ 2.7‚ 4.1‚ 55.4‚ 74‚ 3.3‚
‚Yes
‚ .‚ 44.4‚ 2.2‚ 2.2‚ 4.4‚ 6.7‚ 40.0‚ 45‚ 2.5‚
‚No
‚ .‚ 25.0‚
.‚ .‚ 8.3‚
.‚
66.7‚ 12‚
3.6‚
‚12 to 18 Year ‚ ‚
‚ ‚
‚ ‚
‚ ‚ ‚ ‚
‚Olds in Family?‚
‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Yes
‚
1.5‚
27.3‚
3.0‚
3.0‚
3.0‚
6.1‚
56.1‚ 66‚
3.3‚
‚No
‚
3.1‚
33.8‚
4.6‚
4.6‚
4.6‚
3.1‚
46.2‚ 65‚
2.8‚
‚Disposable ‚ ‚
‚ ‚
‚ ‚
‚
‚
‚ ‚
‚Income: ‚ ‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Missing ‚ .‚ 54.5‚
.‚ .‚
.‚
9.1‚
36.4‚ 11‚
2.2‚
‚$14 K or less ‚ .‚
.‚ .‚
.‚
.‚
25.0‚
75.0‚
4‚ 4.8‚
‚$15 K - $29 K ‚ .‚ 23.5‚
.‚
5.9‚ .‚
.‚
70.6‚ 17‚
3.6‚
‚$30 K - $44 K ‚ 4.3‚ 31.9‚ 2.1‚ 4.3‚ 4.3‚ 2.1‚ 51.1‚ 47‚ 3.0‚
‚$45 K - $59 K ‚ 3.7‚ 33.3‚ 3.7‚ 3.7‚ .‚ 3.7‚ 51.9‚ 27‚ 3.0‚
‚$60 K - $75 K ‚ .‚ 26.3‚ 10.5‚ 5.3‚ 15.8‚ 5.3‚ 36.8‚ 19‚ 2.7‚
‚$75 K or more ‚ .‚ 16.7‚ 16.7‚
.‚ .‚ 16.7‚ 50.0‚ 6‚ 3.3‚
Šƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒ‹ƒƒƒƒŒ
Consumer Loan Services
„ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ…ƒƒƒƒƒ…ƒƒƒƒ†
‚Demographics
‚
Percent Spent Locally
‚
‚ ‚
‚
‡ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ…ƒƒƒƒƒƒƒƒ‰ ‚ ‚
‚
‚
‚ ‚
‚
‚ ‚ ‚ 81- ‚ ‚ ‚
‚
‚Missing ‚Zero %=0‚1-20%=1 ‚21-40%=2‚41-60%=3‚61-80%=4‚
100%=5 ‚Total‚
‚
‚
‡ƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒ‰ ‚
‚
‚ Pct ‚ Pct
‚ Pct ‚ Pct
‚ Pct ‚ Pct
‚ Pct ‚ N
‚MEAN‚
‡ƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒƒƒƒˆƒƒƒƒƒˆƒƒƒƒ‰
‚Location of ‚ ‚
‚ ‚
‚ ‚
‚
‚
‚ ‚
‚Residence: ‚ ‚
‚ ‚
‚ ‚
‚ ‚ ‚ ‚
‚Missing ‚ .‚
.‚ .‚ .‚ 33.3‚
.‚
66.7‚
3‚ 4.3‚
‚Rural ‚ .‚ 12.3‚ 4.1‚ .‚ 6.8‚ 12.3‚ 64.4‚ 73‚ 4.0‚
‚In Town ‚ 1.8‚ 21.1‚ 3.5‚ 1.8‚ 5.3‚ 8.8‚ 57.9‚ 57‚ 3.5‚
‚Nearest City: ‚ ‚
‚ ‚
‚ ‚
‚ ‚ ‚ ‚
‚Missing ‚ .‚
.‚ .‚
.‚ .‚ .‚ 100.0‚ 1‚ 5.0‚
‚Cyrus ‚ .‚ 60.0‚
.‚ .‚ 20.0‚
.‚
20.0‚
5‚ 1.6‚
‚Farwell ‚ .‚
.‚ .‚ .‚
.‚ .‚ 100.0‚ 3‚ 5.0‚
‚Glenwood ‚ 1.7‚ 12.1‚ 5.2‚ 1.7‚ 3.4‚ 13.8‚ 62.1‚ 58‚ 3.9‚
‚Long Beach ‚ .‚
.‚ .‚ .‚ 9.1‚
.‚
90.9‚ 11‚
4.8‚
‚Lowry ‚ .‚ 36.4‚
.‚ .‚ 9.1‚ 18.2‚ 36.4‚ 11‚ 2.8‚
‚Sedan ‚ .‚ 50.0‚
.‚ .‚ 50.0‚
.‚ .‚ 4‚ 1.5‚
‚Starbuck ‚ .‚ 11.1‚ 3.7‚ .‚ 7.4‚ 14.8‚ 63.0‚ 27‚ 4.0‚
‚Villard ‚ .‚ 15.4‚ 7.7‚ .‚
.‚ .‚ 76.9‚ 13‚ 3.9‚
‚Adults Employed‚
‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Outside Pope ‚ ‚
‚ ‚
‚ ‚
‚
‚
‚ ‚
‚County? ‚ ‚
‚ ‚
‚ ‚
‚ ‚ ‚ ‚
‚Missing ‚ .‚ 10.1‚ 3.8‚ 1.3‚ 6.3‚ 8.9‚ 69.6‚ 79‚ 4.1‚
‚Yes
‚ .‚ 30.2‚ 2.3‚ .‚ 7.0‚ 14.0‚ 46.5‚ 43‚ 3.1‚
‚No
‚
9.1‚ .‚ 9.1‚ .‚ 9.1‚ 9.1‚ 63.6‚ 11‚ 4.3‚
‚12 to 18 Year ‚ ‚
‚ ‚
‚ ‚
‚ ‚ ‚ ‚
‚Olds in Family?‚
‚ ‚
‚ ‚ ‚ ‚
‚
‚ ‚
‚Yes
‚ .‚ 12.9‚ 4.3‚ .‚ 10.0‚ 7.1‚ 65.7‚ 70‚ 3.9‚
‚No
‚
1.6‚
19.0‚
3.2‚
1.6‚
3.2‚
14.3‚
57.1‚ 63‚
3.6‚
‚Disposable ‚ ‚ ‚ ‚
‚ ‚
‚ ‚ ‚ ‚
‚Income: ‚
‚ ‚
‚ ‚
‚ ‚
‚
‚ ‚
‚Missing ‚ 7.1‚ 14.3‚
.‚ .‚ 14.3‚
.‚
64.3‚ 14‚
3.9‚
‚$14 K or less ‚ .‚ .‚
.‚ .‚ .‚ 25.0‚ 75.0‚ 4‚ 4.8‚
‚$15 K - $29 K ‚ .‚ 9.5‚ 4.8‚ 4.8‚ 4.8‚ 14.3‚ 61.9‚ 21‚ 4.0‚
‚$30 K - $44 K ‚ .‚ 14.3‚ 4.8‚
.‚
4.8‚ 11.9‚ 64.3‚ 42‚ 3.9‚
‚$45 K - $59 K ‚ .‚ 16.7‚
.‚ .‚ 4.2‚ 4.2‚ 75.0‚ 24‚ 4.0‚
‚$60 K - $75 K ‚ .‚ 27.8‚
.‚ .‚ 11.1‚ 16.7‚ 44.4‚ 18‚ 3.2‚
‚$75 K or more ‚ .‚ 20.0‚ 20.0‚ .‚ 10.0‚ 10.0‚ 40.0‚ 10‚ 2.9‚
Šƒƒƒƒƒƒƒƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒƒƒƒ‹ƒƒƒƒƒ‹ƒƒƒƒŒ
Charts:
Reactions
& Comments:
Almost 80
percent of respondents use checking account services and savings account
services in Pope county
No evidence that
respondents that have employment outside the county have local checking
accounts different from those who do not have employment outside the county.
Respondents from
Sedan and Cyrus had significantly lower rates of Pope County checking account
usage than other areas of the county.
There is
evidence that people who work outside the county have a higher percentage of
their investment services from outside Pope county.
Mid level
incomes tend to use investment services in the county more than those at higher
incomes.
About 52 percent
of respondents exclusively (high percentage of local usage) use home loan services within the
county. About 31 percent use no
home loan services in the county.
About 62 percent
of respondents use consumer loan services exclusively within the county. Those employed outside the county tend
to have less within-county usage of this type of service. Mid and lower incomes tend to use a
higher proportion of local consumer loan services within the county than do
those with higher incomes.
Drive up window
service shows evidence of importance to respondents, but other services like
electronic bill paying have not developed overwhelming support by Pope county
residents.
Written Comments:
Other Factors
Important to More Spending Locally on Financial Services:
*all
satisfactory
*real people to
deal with
*Ready reserve
accts
*Competitive
interest rates ex: 30 yr fixed rate at 6.25% or 10 year
variable at
8.25%;(Home Loan) The savings are too great to stay local.
*personnel
*totally free
checking with free checks
*Longer Bank
Hours
*local banks
aren't as supportive to businesses and individuals
*try to get home
loan here and they wouldnt be competitive. Told me to go to Alex, so I did.
*Please include
returned envelopes with bills!!
What could be
better about Pope County banking and financial services?
*more
competitive interest rates for those in financial need
*that you should
have to have an account to cash a check or pay to cash if you don't have an
account
*all fits my
needs-very satisfied
*Lower Interest
*Open later
hours after 5:00
*not to charge
for cashing for senior citizens.
*services are
adequate for my needs
*We are very
satisfied with the banking and financial services. ATMs are so
nice to use-wish
there was one in Cyrus
*Pope Co. has
some of the best banks and employees ever to be found. No improvement
necessary.
*more
competative rates for all services
*Later banking
hours and Saturday AM
*I am happy with
my bank
*Longer business
hours
*No comment-do
not use
*Longer hours on
Saturdays
*We are very
happt with the banking in Pope County, although we do a little banking in
Douglas for convienence. We do all
we can in Pope County! Friendly,
down home service with people who really care!
*Do not know
other than its out of our way.
*I personally
would rather stay in Glenwoos but when you are talking about several thousand
dollar in 1 year savings on home mortgage who wouldn't shop elsewhere. If the
banks can not offer this maybe they should connect with a mort. Co. and share
profits.
*Be more
competitive with Alex banks in rates for loans. Be less conservative when using
consumer loans.
*Internet
banking. Also have local businesses better equiped to handle debit and credit
cards
*N/A works fine
*Longer hours
*reduced fees
*Open later at
night
*nothing
*Lower loan
rates(right up front)
*no
problems
*Could be better
for the farmers so we could get lower interest. We recently took out a loan and
we couldn't get the cheaper interest now because we farm
*I will tell you
we've done business all our lives with both 1st National in Starbuck mostly,
but also Glenwood's Eagle bank and they are fine, honest, helpful and very good
institutions. I think what we have is maybe a little above quota for our pop.
*do not judge a
person by their last name or who their parents were. They should be fair to
everyone not certain people. Only.
*better interest
rates in all areas
*longer banking
hours, immediate deposits credited to my account. Now if it's after 2:00 p.m.
when your deposit it doesn't go in until the next business day and that may be
from Friday to Monday.
*To care about
the people and not just about what they can put in their own pockets
*Saturday Hours
*More aggressive
banking - concern towards business- Ag related, home loans, Business start-ups, etc.
*Interest in
Savings (small % in passbook or C.D.), Loans big interest (How come?)
*Satisfied with
what's being offered
*longer hours
*Atm in Villard
*Lower interest
rates on mortgages
*Extended hours
would be great and or some weekend hours.
That would help some of us that work full time and some that work out of
town.
*in many
instances more comparable interest rates in savings- etc. *Something* vary so- perhaps on loans
too.
*ATM available
in Villard
*banking is fine
*extended
evening and weekend hours woud be a great benefit
*Some banks have
a number to call in and obtain your blanace for the day - would be nice.
*It is pretty
good - basically satisfied
*longer hours
*Lower interest
on loans
*extended hours
every day, better home loan percentage rates
*none banking at
the First National Bank of Starbuck
*work with
younger people a little better
*very satisfied
with current banking and financial services in Starbuck - Bremer and Dinsmore
and Thompson
*more
investments available; better confidentiality
*open later or
open saturdays for people who work until late in the afternoon.
*Advertising of
competitive interest rates and other financial planning packages available.
*Extended hours
before or after school
*Open on
Saturdays
*not
much-they're pretty good. Go Eagle
Bank! Glenwood State could be open
longer.
*More parking,
extended hours
*services are
adequate
*interest rates,
Ck book interest, no checking charges
*banking is good
enough the way it is
*Better hours-
I.e. it would be more convienent if ther banks were open one or more hours per
day.
*nothing
*competitive
pricing on savings and loan products.
*longer hours
*extended hours
would be great and/or some weekend hours. That would help those of us who work
full-time and some who work out-of-town